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A Floor Clause also known as 'Clausula Suelo' or 'Suelo Hipotecario' is simply a clause that has been inserted into variable rate mortgage agreements in Spain during the last 20 years that affects the interest rate payable on the mortgage For most Spanish variables rate mortgages the interest rate payable is.

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If BBVA for example were forced to eliminate the floor clause from 425000 of their mortgage loans it would result in annual losses for the bank in the region of 420.

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Search for mortgage lenders on the largest online directory of licensed lenders Read thousands of customer reviews to find a lender for your home loan. Andalucian Court rules that floor clauses by Spanish bank BBVA Cajamar Caja de Ahorros in the mortgage loan deeds are abusive and.

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The cancellation notice should be faxed to 77 92-2503 Ensure your loan number is on the document What is the mortgagee clause for BBVA USA A.

BBVA offers personal banking services including checking accounts savings accounts credit cards home loans personal loans and investment services. The Judgment which has been appealed by the bank and saving banks in question found that floor clauses in the mortgage loans of BBVA.

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The ruling centered on the use of a clause in mortgage contracts that meant banks did not have to pass on the full savings from falling interest rates.

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